Thanks to the Government, the Prepaid Plans Didn't Increase Their Fees and Even Lowered Their Prices.

This month, the Government of Javier Milei, through the excellent management of the Minister of Health, Mario Iván Lugones, achieved the elimination of intermediaries between social security systems and private health insurance companies, allowing members' contributions to be fully transferred to the providers. In the sector, pricing schemes for the fees are still being defined.

In this context, the Government assured that private health insurance companies did not make increases in their plans. "After the five days that companies have to confirm their increases following the publication of the CPI, the country's most important private health insurance entities did not increase their fees, for the first time in years," they noted.

According to data from the Milei Government, several leading companies in the sector, such as OSDE, Swiss Medical, Omint, Galeno, and Medifé, confirmed that they will not apply increases for those members who, before the measure, channeled their contributions through a social security system.

Additionally, some companies even reduced the value of certain plans, especially in the cases of corporate clients and those who derived their contributions from social security systems. On average, the reductions ranged between 2% and 3%, depending on the situation.

Another scam ended

Resolution 1/2025, published last January 31, established that around 1.4 million members could begin to transfer their contributions directly to their Health Insurance Agent. With this measure, "the business of intermediation, a box of more than 30 billion pesos per month, was ended," explained the Milei Government.

"It is important to highlight that the 'ghost' Social Security Systems with which beneficiaries triangulated to access the health services of a Private Insurance kept between 3% and 10% of each holder's contributions, and now that amount is transparent, and the company with which each beneficiary counts receives the total contributions," official sources explained.

"This way, the Ministry of Health of the Nation and the Superintendency of Health Services ended decades of irregularities and deals in the triangulations between ghost Social Security Systems and Private Health Insurance Companies, generating savings for the beneficiary and a more transparent market so that they have the information available to choose the private insurance or social security system they prefer," they added.

The Milei Government highlighted that the elimination of intermediation had a double benefit, as it "ended a millionaire business of the caste" and at the same time allowed beneficiaries to reduce their costs.

"The deregulation of the system promoted free competition among companies. Now private insurances compete for better services and more accessible fee values, and beneficiaries can freely choose which is their best option," they stated.

"We are reorganizing the health system to, among other things, end the information asymmetry, after governments that only put patches and did business with the health of millions of Argentines," they concluded from Casa Rosada.